| All policy contracts are subject to the following conditions: | |
| Contracts (Rights of Third Parties) Exclusion Clause | Effective from September 2002 |
| A person who is not a party to this Policy contract shall have no right under the Contracts (Right of Third Parties) Act 2001 to enforce any of its terms. | |
| Terrorism Exclusion Clause | Effective from January 2002 |
| Notwithstanding
any provision to the contrary within this insurance or any endorsement thereto
it is agreed that this insurance excludes loss, damage, cost or expense
of whatsoever nature directly or indirectly caused by, resulting from or
in connection with any act of terrorism regardless of any other cause or
event contributing concurrently or in any other sequence to the loss.
For the purpose of this endorsement an act of terrorism means an act, including but not limited to the use of force or violence and/or the threat thereof, of any person or group(s) of persons, whether acting alone or on behalf of or in connection with any organisation(s) or government(s), committed for political, religious, ideological or similar purposes including the intention to influence any government and/or to put the public, or any section of the public, in fear. This endorsement also excludes loss, damage, cost or expense of whatsoever nature directly or indirectly caused by, resulting from or in connection with any action taken in controlling, preventing, suppressing or in any way relating to any act of terrorism. If the Underwriters allege that by reason of this exclusion, any loss, damage, cost or expense is not covered by this insurance the burden of proving the contrary shall be upon the Assured. In the event any portion of this endorsement is found to be invalid or unenforceable, the remainder shall remain in full force and effect. |
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