Hassle-Free Claim Services
With MediWell Plus, you have 24-hour access to the following claim services whether you are in Singapore or overseas:
- Referrals and arrangements for admission into hospitals

- Guarantee and payment of in-patient hospitalisation expenses so there is no need to pay cash deposit for admission

- Monitoring of the insured’s medical condition during hospitalisation

- Assistance in collation of claim documents for submission
- Medical advice

If you’re looking for more flexibility, opt for the Unit Plan which allows you to balance cover and premium to suit your company’s needs. With a minimum of 1 unit, this unique plan allows you to opt for additional units in multiples of 1/2 unit up to a maximum of 4 units.

• Applicable to any Singaporeans, Permanent Residents or Foreigners with valid employment passes, who are domiciled in Singapore.
• If the person (to be insured) resides or intends to reside overseas for a period longer than 90 consecutive days, please check with the insurer separately.
• Premium rates apply to persons who are in Occupational Class I and II.
  
  Class I
  Persons engaged in professional, managerial, administration, clerical and non-manual occupations generally.
  
  Class II
  Persons engaged in work of a supervisory nature and all others not in Class I whose duties may involve occasional light manual work but not using tools or machinery or expose to any special hazard (e.g. Clerk-of-Work, Sub-Contractor, Supervisor ).

  Persons who are required to travel outside office for Business or Professional purposes but not engaging in manual labour ( e.g. Salesman ).

  Please check with the insurer separately for all occupations involving manual work and not within the above definitions.
  
  Declined occupations
  Air crew members, ship crew members and occupations involving diving, platforms, oil rig and/or offshore work, fire-fighting, police, military operations, full-time national servicemen other than peace-time reservist training, persons engaged in heavy manual work involving the use of heavy tools and machinery like, construction worker, truck driver, welder, machinist.

EXCLUSIONS
Listed below are some of the major exclusions:

• Pre-existing conditions, congenital illnesses, pregnancy, self-inflicted injury, suicide, drug abuse, alcoholism, mental diseases, cosmetic surgery, AIDS.
• Any treatment for illness which occur within 30 days of the commencement date of insurance.
• War and the like, riot and civil commotion, terrorism.
• Nuclear fission or radioactive contamination.
• Hazardous activities such as mountaineering or rock climbing involving the use of ropes, underwater activities involving the use of underwater breathing apparatus, bungee jumping, sky diving, hang-gliding, paragliding, parachuting, racing other than on foot or any sports in a professional capacity.
• Air travel other than as a fare-paying passenger in a properly licensed aircraft.
• Expenses recoverable under Work Injury Compensation Insurance.