COVER

Your business is shielded against unexpected adversities with the following basic covers:

All Risks indemnifies you against accidental physical loss of or damage to your property insured, which may include Furniture, Fixtures & Fittings, Equipment, Stock in Trade as well as Plate Glass up to 5% of the Sum Insured.

Consequential Loss compensates you for your financial losses in the event of interruption or interference to your business as a result of the closure of the whole premises resulting from loss covered under All Risks section.

Money indemnifies you for the loss of money whilst in transit anywhere in Singapore or when it is kept within your business premises. In addition, cover is extended to include money kept in proprietor's/partner's/director's residence and damage to locked drawers/safes/cash registers due to theft or attempted theft.

Personal Accident provides 24 hours worldwide protection on the life of proprietor/ partner(s)/ director(s) against death or permanent disablement including medical expenses incurred in the event of an accident.

Public Liability indemnifies your legal liability for accidental bodily injury or property damage to a third party in connection with your business.

Goods-In-Transit indemnifies you against loss of or damage to insured property caused by any fire or explosion, overturning or derailment of land conveyance, collision or contact of conveyance with any external object whilst in the course of transit by any vehicle owned by or hired by you.