RETAIL SPECTRA
Retail Classic & Retail Lifestyle
Basic Cover
Major Highlights & Special Features
Top-ups & Optional Covers
Excluded Trades and Activities

Coverage Table & Premium
(including Proposal Form)


EXCLUDED TRADE
AND ACTIVITIES
SPECIALIZING IN
  • Jewellery & time pieces exceeding S$750 per article
  • Mobile phones, PDAs and accessories
  • Antiques and collectibles
  • Coins and currency notes
  • Works of art and sculptures
  • Stamps, precious stones/metals
  • Second hand and used goods
  • Building and construction materials
  • Livestock
  • Alcohol & tobacco
  • Joss sticks and joss papers
  • Paints and varnishes
  • Flammable and hazardous products
  • Computer components including integrated circuit chips
  • Battery and tyres workshops
  • Nurseries and landscaping
  • Motor showrooms
  • Money changers
  • Pawn shops
  • Petrol station/kiosks
  • Repair workshops

This plan does not cover risks:
  • Shops situated in a wet/dry market
  • Involving manual work outside of Insured’s own premises except for the purpose of delivery of goods only.
  • Outside of Singapore
  • Premises not of brick /tile /concrete construction or with property kept in the open or without perimeter fence and/or security.

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