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MAJOR
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HIGHLIGHTS
All Risks
- Plate glass cover up to 5% of sum insured.
- Full theft cover up to S$50,000.
- Deterioration of Stock kept in refrigeration units contained in your premises up to limit allowed according to the Plan applicable to your business.
Consequential Loss
- Amount of daily benefit payable up to a maximum period of 100 days in the event of interruption or interference to your business as a result of the closure of the whole premises resulting from loss of or damage by a loss covered under All Risk Section.
- Extension to cover closure of your business by the relevant public authorities consequent upon poisoning directly caused by the consumption of food or drink provided at the insured premises up to 50% of the maximum Consequential Loss limit. (Applicable for Lifestyle Plan only)
Money
- Damage to locked drawers/safes/cash registers due to theft or attempted theft up to S$500.
- Automatic increase in Sum Insured by 50% up to S$5,000 for 3 days running consecutively and immediately following Chinese New Year, Hari Raya Puasa, Deepavali and Christmas Day.
- Personal Accident (Assault) Coverage for 2 employees at S$10,000 each.
Public Liability
Legal liability for third party property damage and/or bodily injury caused by/arising from:
- Deleterious matter in food and drinks or utensils supplied by you at your premises up to S$250,000.
- Neon/advertising signs owned by you up to S$100,000.
- Director(s) or non-manual executives traveling anywhere in the world in connection with your business.
- Tenant's Liability.
Goods In Transit
- Loss of or damage to insured property caused by any fire or explosion, overturning or derailment of land conveyance, collision or contact of conveyance with any external object whilst in the course of transit by any vehicle owned by or hired by you up to S$2,000.
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Business
Coverage 
