SERVICE SPECTRA
Service Classic & Service Wellness
Basic Cover
Major Highlights & Special Features
Top-ups & Optional Covers
Excluded Trades and Activities

Coverage Table & Premium
(including Proposal Form)


TOP-

UPS

If the basic limits are inadequate, the sum insured/limits can be increased at a nominal additional premium.

OPTIONAL
COVERS

We have also designed the following optional covers to cater for more complex needs of your business.

  • Fire and Extraneous Perils on Building indemnifies you against loss or damage to the building structure as a result of fire, lightning and other insured perils such as natural disasters, flood, riot and strike, malicious damage and sprinkler leakage.
  • Fidelity Guarantee eases your worries for losses arising from dishonest acts of your employees.
  • Work Injury Compensation protects employees for work-related injuries and occupational diseases sustained in their course of work in line with enhanced benefits under the Work Injury Compensation Act (WICA) which come into effect 1 April 2008 to replace the Workmen’s Compensation (WC) Act.
  • Errors & Omissions (Exclusive under Wellness Plan only) indemnifies you against any claim or claims made against you for breach of professional duties by reason of any negligent act, error or omission committed or alleged to have been committed in connection with the insured services rendered in the course of your business.

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