OFFICE SPECTRA
Office
Basic Cover
Major Highlights & Special Features
Top-ups & Optional Covers
Excluded Business and/or activities

Coverage Table & Premium
(including Proposal Form)


TOP-

UPS

If the basic limits are inadequate, the sum insured/limits can be increased at a nominal additional premium.

OPTIONAL
COVERS

We have also designed the following optional covers to cater for more complex needs of your business.

  • Fire and Extraneous Perils on Building indemnifies you against loss or damage to the building structure as a result of fire, lightning and other insured perils such as natural disasters, flood, riot and strike, malicious damage and sprinkler leakage.
  • Fidelity Guarantee eases your worries for losses arising from dishonest acts of your employees.
  • Work Injury Compensation protects employees for work-related injuries and occupational diseases sustained in their course of work in line with enhanced benefits under the Work Injury Compensation Act (WICA) which come into effect 1 April 2008 to replace the Workmen’s Compensation (WC) Act.

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