HomeBliss - A Comprehensive Home Insurance Plan
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 HIGHLIGHTS
HomeBliss offers you comprehensive protection for your home with many built-in features. The basic and relevant sections are packaged into one, providing you a choice of either the Standard Home or Enhanced Home coverage for your Contents. Because all homes are not alike, we offer you 3 different packaged plans: Cosy, Serene or Luxury…and Standalone Covers too.
Besides, you are entitled to 14 Days Free Look Period.

 COVERAGE
HOMEBLISS
Renovations, Fixtures & Fittings
Cover loss or damage caused by any Insured Perils to your renovations, fixtures & fittings
Contents
  Standard Home - Fire & Insured Perils   : Cover your contents against loss or damage by any Insured Perils
  OR  
  Enhanced Home - All Risks : Cover your contents against loss or damage under the Standard Plan plus additional protection against accidental loss or damage subject to an excess of S$100 each & every claim except due to an Insured Peril.
Family Worldwide Personal Liability
Covers you and your family against legal liability to third party claims for death, bodily injury or property damage anywhere in the world (excluding USA & Canada and travel exceeding 90 consecutive days) as a consequence of negligence.
Personal Accident
Covers you and your spouse for Accidental Death and Permanent Disablement as a result of any home accident, plus additional hospitalisation allowance, provided you and/or your spouse do not exceed 70 years old next birthday.
24-hour Home Assistance Services
Provides the following Home Assistance Services whenever you need help :-
>> Home Assistance Services
  Assistance service with reimbursement for services up to S$100 per event
  1. Electrical Assistance
  2. Plumbing Assistance
  3. Locksmith Assistance
  4. Air-Conditioning Engineer Assistance
  5. Pest Control Services
   
Pet Dog Cover
Covers your pet dog for accidental death within your home premises, provided that your pet dog is aged between 3 months and 5 years old.

INCREASING YOUR COVERAGE
To ensure adequate protection in the event of a total loss, you may increase the limits of the basic packaged plans for Renovations, Fixtures & Fittings and Contents, at an additional premium.

ENHANCING YOUR PROTECTION
Pet Dog Cover Extension
Pet lovers may select this extension to provide additional coverage for your pet dog(s) which are registered with the Agri-food & Veterinary Authority of Singapore, and aged between 3 months to 5 years old.
Worldwide Personal Effects Cover
Protect special items such as jewellery, watches and camera equipment against accidental loss or damage on a worldwide territorial limit. An excess of S$100 each and every claim is applicable. You may choose to insure for:

  Unspecified Articles  : You do not need to specify or individually itemise the articles to be insured, as we will pay up to S$1,000 for loss or damage to any one article.
     
  Specified Articles : You need to individually itemise the articles together with the amount to be insured. Articles exceeding S$2,500 require receipts or valuations to be furnished. Cover for mobile phones, pagers, portable computers / diaries and the like may be referred to our office for separate quotation.
This option is not available for mobile phones, pagers, portable computers/dairies and the like (unless applications is made under Specified Articles), money and items used in connection with any business profession or employment and where Section-2 contents are not insured in the policy.
Building
You may choose to insure your Building structure including garages, outbuilding, hard courts and in-ground pools, drive paths, patios, terrace, landscaping and the walls, gates and fences around, plus professional fees to provide for the cost of rebuilding when damaged by an Insured Peril.

Wondering how much to insure for the Building? Click here to find out more.


STANDALONE COVERS
  • Standalone Renovations, Fixtures & Fittings or

  • Standalone Contents or

  • Standalone Buildings
You may insure the above individually at the Full Value and the following sections will be granted at no additional cost:
 >> WorldWide Family Personal Liability
 >> Personal Accident for you and your spouse
 >> 24 Hour Home Assistance Service
 >> Pet Dog Cover
Subject to minimum premium of S$100.00 per policy before GST for the Standalone cover.

MONEY BACK GUARANTEE
Enjoy 14 days "Free Look" from the day you receive your insurance policy. If this policy is not suitable for you, you can arrange to cancel your policy within this period and receive a full refund on the payment made, no questions asked! Beyond the “Free Look” period, we will refund you the balance premium after deducting our customary short-term premium or minimum premium provided no claim has been made under the policy.

 POLICY TERMS



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