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List of Approved Reporting Centers
Motor Claims Framework Brochure
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With our points based system, it is now no longer necessary to provide the value of your vehicle. This feature will reduce the hassle of finding the right value to insure. If there is a claim, we will use the market value of your vehicle at the time of loss. Our motor insurance also comes with free coverage and claims facilities to provide you with a comprehensive range of services
to serve your needs.
 COVERAGE

Our private car insurance product gives you a choice of 3 coverages:

1. Third Party

  • Legal liability for damage to property belonging to other persons such as cars; fences; street lighting etc.
  • Driver's legal liability for death of or bodily injury to passengers and third parties caused by his negligence.

2. Third party Fire & Theft

  • Includes the above covers plus accidental loss or damage by fire and/or theft of the vehicle and its accessories and spare parts.

3. Comprehensive

  • This is the widest cover, includes the above covers plus accidental damage to the insured's own vehicle.
 FOR COMPREHENSIVE COVERAGE ONLY

We offer two types of plans under the ExcelDrive programme:

Features / Eligibility ExcelDrive Prestige ExcelDrive Gold
Eligibility by vehicle Age New to 3 years New to 8 years
Feature Compulsory that repair is carried out at manufacturer’s / distributor’s appointed workshop or ExcelDrive Workshops (EDWS) Compulsory that repair is carried out at EDWS
ExcelDrive Workshops (EDWS) warranty for repairs Yes Yes
Waiver of Excess at EDWS up to $1,000 each claim for first two claims up to $1,000 each claim for first two claims
Windscreen Reinstatement - Limited to once during policy period Free & Automatic Windscreen reinstatement if repair is done at EDWS.
Where repair is done at manufacturer’s ⁄ distributor’s appointed workshop, reinstatement can be arranged with payment of additional premium.
Free & Automatic Windscreen reinstatement if repair is done at EDWS.
Premium Savings compared with Standard Premium n.a. – standard premium applies Approximately 10% off standard premium

In addition you can also enjoy these benefits:
  • Free personal accident cover up to $20,000 for policyholder and $10,000 for named drivers
  • Free cover for legal liability of passengers
  • Free cover for damages as a result of riot, strike, civil commotion, flood and windstorm
  • Loss of Benefits for up to 14 days
  • 24-hour Automobiles Assistance Service
    • Automobile Assistance including Emergency Towing Assistance, Roadside Repair Assistance, Alternative Travel Assistance, Repatriation of Vehicle, Arrangement of Rental Transport, Arrangement of Hotel Accommodation & Claims Procedure Assistance; and
    • Medical Assistance including Arrangement of Emergency Medical Evacuation & Repatriation, Arrangement of Repatriation of Mortal Remains
    Unless otherwise covered under the Policy, the above Services are purely on referral or arrangement basis and any third party expenses shall be solely borne by the Insured.

  • Option to buy up or buy down excess
    • Enjoy Premium Discount when you buy up your Policy Excess. This voluntary excess will not be waived at the ExcelDrive Workshop.
    • By paying a small premium, you can also reduce the standard Policy Excess with the Excess Buy Down Option, this will not apply to the Additional Excess for Young, Inexperienced or Elderly Drivers.
  • EXCLUSIVE: If you are enjoying 30%,40% or 50% NCD, you will be granted No Claim Discount Protection FREE i.e. your current NCD % will be maintained at renewal following 1 claim within the policy period.
 PREMIUM

You will get a 5% premium discount if you opt to insure without COE/PARF. For more details on insurance on COE/PARF click here.

To get a quote for your vehicle, please click QUOTE



Apply Motor Insurance Now!

 CLAIMS

The Motor Claims Framework that took effect on 1st June 2008 requires you to report the accident with your damanged vehicle at our Approved Reporting Center within 24 hours of the accident or by the next working day failing which will result in your claim being denied and you losing all or part of your No Claims Discount.

Singapore Accident Statement (SAS).
SAS will take effect from 12th Nov 2004, all Motorists will be affected!!
Click the links below to find out more:-

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