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With our points based system, it is now no longer necessary
to provide the value of your vehicle. This feature will reduce
the hassle of finding the right value to insure. If there
is a claim, we will use the market value of your vehicle at the time of
loss. Our motor insurance also comes with free coverage and
claims facilities to provide you with a comprehensive range
of services
to serve your needs. |
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 Personal
Coverage |
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Our private car insurance
product gives you a choice of 3 coverages:
1. Third Party
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Legal liability
for damage to property belonging to other persons such
as cars; fences; street lighting etc.
-
Driver's
legal liability for death of or bodily injury to passengers
and third parties caused by his negligence.
2. Third party Fire &
Theft
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COMPREHENSIVE COVERAGE ONLY |
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We offer two types of plans
under the ExcelDrive programme:
| Features
/ Eligibility |
ExcelDrive
Prestige |
ExcelDrive
Gold |
| Eligibility by vehicle
Age |
New to 3 years |
New to 8 years |
| Feature |
Compulsory that repair
is carried out at manufacturer’s / distributor’s appointed
workshop or ExcelDrive Workshops (EDWS) |
Compulsory that repair
is carried out at EDWS |
| ExcelDrive Workshops
(EDWS) warranty for repairs |
Yes |
Yes |
| Waiver of Excess at EDWS |
up to $1,000 each claim for first two claims |
up to $1,000 each claim for first two claims |
| Windscreen Reinstatement |
Limited to once during
policy period and replacement is free if done at EDWS.Insured
can opt for repair / replacement to be done at manufacturer’s
/ distributor’s appointed workshop, no automatic reinstatement. |
Limited to once during
policy period and replacement is free if done at EDWS. |
| Premium Savings compared
with Standard Premium |
n.a. – standard
premium applies |
Approximately 10% off standard premium
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In addition you can also enjoy
these benefits:
- Free personal accident cover up to $20,000 for policyholder and $10,000 for named drivers
- Free cover for legal liability of passengers
- Free cover for damages as a result of riot, strike, civil commotion, flood and windstorm
- Loss of Benefits for up to 14 days
- 24-hour Automobiles Assistance Service
- Automobile Assistance including Emergency Towing Assistance, Roadside Repair Assistance, Alternative Travel Assistance, Repatriation of Vehicle, Arrangement of Rental Transport, Arrangement of Hotel Accommodation & Claims Procedure Assistance; and
- Medical Assistance including Arrangement of Emergency Medical Evacuation & Repatriation, Arrangement of Repatriation of Mortal Remains
Unless otherwise covered under the Policy, the above Services are purely on referral or arrangement basis and any third party expenses shall be solely borne by the Insured.
- Option to buy up or buy down excess
- EXCLUSIVE: If you are enjoying 30%,40% or 50% NCD, you will be granted No Claim Discount Protection FREE.
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You
will get a 5% premium discount if you opt to insure without
COE/PARF. For more details on insurance on COE/PARF click
here.
To get a quote for your vehicle,
please click QUOTE
YES, I want to APPLY
for MotorInsurance.
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The Motor Claims Framework that took effect on 1st June 2008 requires you to report the accident with your damanged vehicle at our Approved Reporting Center within 24 hours of the accident or by the next working day failing which will result in your claim being denied and you losing all or part of your No Claims Discount.
Singapore Accident Statement (SAS).
SAS will take effect from 12th Nov 2004, all Motorists will be affected!!
Click the links below to find out more:-
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