Tenet Insurance Company Ltd

PersonalAccident

Highlights
Coverage & Premium
Free Extension Covers
Classification Of Occupation
Eligibility
Quote & Apply
Personal Accident brochure

24-hour worldwide protection, flexible limits and affordable premiums, our PersonalAccident provides coverage for accidental death, disablement and medical expenses so that you do not become financially burdened when the unexpected happens.

Personal Coverage

HomeBliss

TravelJoy

HIGHLIGHTS

Worldwide 24-hours protection against sudden, unforeseen & unexpected events
Enroll before Age 60 and enjoy renewal up to Age 75 provided there is no lapsation in cover after Age 60
No medical examination required
Benefits payable within 18 months from date of accident
14 Days Free Look Period

COVERAGE &
PREMIUM

BENEFITS		SUM INSURED (S$)	PREMIUM (S$)
			Class I	Class II	Class III
Accidental Death		per 10000	4.50	7.00	10.50
Permanent Disablement Permanent Disablement Table of Benefit	Refer to Permanent Disablement Table of Benefit
	Scale 1	per 10000	2.25	3.50	5.25
	Scale 2	per 10000	4.50	7.00	10.50
Temporary Total Disablement (per week up to 104 weeks)		per 100	23.00	29.00	38.00
Temporary Partial Disablement (per week up to 104 weeks)		50% of Temporary Total Disablement	-	-	-
Medical Expense (limit any 1 accident)		500	12.00	15.00	17.00
		1,000	15.00	18.00	25.00
		2,000	23.00	26.00	38.00
		3,000	29.00	35.00	47.00
		4,000	35.00	41.00	55.00
		5,000	40.00	48.00	62.00
		7,500	58.00	75.00	-
		10,000	86.00	98.00	-

Minimum premium : $50 per policy + prevailing GST

FREE EXTENSION COVERS

In addition you get to enjoy these FREE covers

Suffocation by smoke, poisonous fumes and drowning
Murder & Assault
Hijacking
Riot and Civil Commotion
Peacetime Reservist
Loss of limbs without actual physical severance
Accidental miscarriage
Traveling as a fare-paying passenger on licensed commercial aircrafts
Motorcycling
Recreational sports and activities such as roller-blading, snorkeling and wake-boarding
Consultation fees from licensed Chinese Physicians, Acupuncturist, Bonesetters up to $500
Insect/Animal Bite
Repatriation Expenses up to $2,000

CLASSIFICATION OF OCCUPATION

Class I

Persons engaged in indoor & non-manual work in non-hazardous places. Example: Accountant, Clerk, Architect (indoor), Barber/ Hairdresser, Beautician, Dentist/Doctor, Home-maker, Lawyer, Nurse, Indoor sales/Marketing, Retiree (>62 yrs old), Surgeon (not veterinary) & Tailor.

Class II

Persons engaged in work of an outdoor or supervisory nature or involves occasional manual work whose duties do not involve the use of tools or machinery or exposed to any special hazard. Example: Chauffeur, Decorator (Superintending), Engineer, Foreman (Non-construction), Grocer, Outdoor sales/Marketing, Surveyor, Insurance Agent, Property Agent & Assembly line production worker (not using tools & machinery), Student(full time).

Class III

Persons engaged in manual work not of particularly hazardous nature but involving the use of tools or machinery. Example: Baker, Carpenter (not using woodworking machinery), Contractor, Courier, Driver, Farmer, Butcher/ Fishmonger, Hawker/ Market Stallholder, Motor Repairer, Painter (not involving work at heights), Plumber, Veterinary Surgeon.

All other professions and occupations not mentioned above must be referred to the company for approval EXCEPT for the following excluded occupations: Industrial workers using machinery, construction / unskilled workers, ship crew or worker on board vessels, manual worker involving work at heights, electricians, welders, air crew, military personnel, police force personnel and the like.

ELIGIBILITY

Any Singaporeans, Permanent Residents or Foreigners with valid employment passes who are domiciled in Singapore whose age next birth is between 16 to 70 years may apply.

YES, I want to APPLY for PersonalAccident.