Even the best-planned holiday can be affected by the unexpected. Don’t run the risk of ruining your precious holiday due to unforeseen events. Make TravelJoy your perfect companion for an enjoyable trip!

• WAR Cover
  
  
• FULL TERRORISM Cover
  
  
• Better Limit for Travel & Baggage Delay pays from 6 hours onwards and every 4 hours thereafter
  
  
• Better Personal Accident Benefits for Child no aggregate limit for family plan
  
  
• Better Hospital Cash Allowance for Hospitalisation
  
  
• Double Indemnity for Overseas Hospital Allowance whilst in ICU arising from Accident
  
  
• Covers Irrecoverable Deposits
  in event trip is cancelled due to financial collapse of licensed travel agent for travel arrangements made at any Travel Agencies licensed and operating in Singapore
  
  
• Covers Amateur Sports
  such as hot-air ballooning, para-sailing, white-water rafting, snow-skiing
  
  
• Treatment by Chiropractor
  
  

TravelJoy offers you broad coverages with high limits. You are covered for:
Personal Covers

• Personal Accident
• Medical Expenses Incurred Overseas
• Medical Expenses Incurred Upon Return To Singapore
• Emergency Medical Evacuation & Repatriation
• Overseas Hospitalisation Allowance
• Double Hospitalisation Allowance whilst overseas in ICU arising from an accident
• Hospital Allowance for Hospitalisation in Singapore
• Additional Accommodation And Travelling Expenses
• Guardian Angel for return of Dependent Children
• Compassionate Visit By A Relative or Friend

Inconvenience Covers

• Loss Or Damage To Baggage & Personal Effects
• Travel Document & Money
• Trip Cancellation
• Trip Curtailment including Disruption
• Financial Collapse of Licensed Tour Operators

Liability Cover

• Personal Liability/Family Liability

Cash Benefits

• Baggage Delay
• Travel Delay
• Flight Overbooked whilst overseas
• Flight Deviation
• Delay Due To Hijack
• Loss Of Hotel Facilities
• Travel Misconnection Exceeding 6 Hours
• Kidnap Benefits

Bonus Cover

• Full Terrorism Cover
• War Cover
• Rental Vehicle Excess Cover
• Leisure Underwater Activities

You can get a QUICKQUOTE from our travel premium calculator or view the premium table
Individual Plan or Family Plan

• Insured Persons must be residing in Singapore who are Singaporeans, PRs or Foreigners with valid Employment Pass, Work Permit, Dependent Pass, Student Pass or Long Term Social Visit Pass, unless otherwise agreed.
• Application for Child below the age of 16 to be covered under an Individual plan must be made in the name of the parent or guardian. Limits applicable are those of child insured under a Family Plan.
• Policy must be effected before departure and Trip must depart from and end in Singapore

• Single Trip Plan – Any 1 or 2 adults traveling with any number of children can apply. The 2 adults need not be related but the children must be the legal child or ward (in the case of a guardian), grandchild, brother, sister, nephew, niece or cousin of either of the adults.
• Annual Multi-Trip Plan – For Insured, spouse and their dependent children. Trip undertaken by the Insured child must be made together with at least 1 insured adult under this plan.
• Child – Child insured under a Family Plan refers to dependent children below the age of 21 years old who are not married nor in employment throughout the policy period. For those in full-time tertiary institutions, the age limit will be extended to their 25th birthday.
  

• Single Trip Plan – up to 182 days. There will be no refund allowed once the policy has been issued
• Annual Multi-Trip Plan – up to 90 days for each trip, unlimited number of trips allowed. - Refund is subject to the Company’s short period rates for cancellation within 2 months of cover

When you have more than 1 TravelJoy Policy covering the same Trip or another Personal Accident policy with Tenet covering Terrorism, the maximum amount payable for acts of terrorism for all policies will be S$500,000 per person.