| |
Description |
|
%
of Capital Sum Insured Payable |
| |
|
|
Scale
I |
Scale
II |
| 1. |
Death |
|
|
100% |
| 2. |
Total Paralysis |
|
100% |
| 3. |
Total
& permanent loss of all sight in one or both eyes |
|
100% |
| 4. |
Permanent Disablementresulting
in loss of |
100%
|
100% |
| |
- one
or both hands at wrist |
|
|
| |
- arm at shoulder |
|
|
| |
- arm
between shoulder and elbow |
|
|
| |
- arm at or below elbow |
|
|
| |
- leg
at hip |
|
|
| |
- leg between knee and
hip |
|
|
| |
- leg
at or below knee |
|
|
| 5. |
Total & permanent loss
of |
|
|
|
| |
- sight
in one eye except perception of light |
|
|
50% |
| |
- lens on one eye |
|
50% |
| 6. |
Total
loss by physical severance or total & permanent loss of use of:
|
|
|
| |
- thumb & fingers of
one hand |
|
50% |
| |
- 4 fingers
of one hand |
|
40% |
| |
- thumb
- 2 phalanges
- 1 phalanx |
|
25%
10% |
| |
- index
finger - 3 phalanges
- 2 phalanges
- 1 phalanx |
|
15%
10%
5% |
| |
- middle finger - 3 phalanges
- 2 phalanges
- 1 phalanx |
NIL |
10%
7%
3% |
| |
- ring
finger - 3 phalanges
- 2 phalanges
- 1 phalanx |
|
10%
7%
3% |
| |
- little finger - 3 phalanges
- 2 phalanges
- 1 phalanx |
|
10%
7%
3% |
| |
- all
toes of one foot |
|
18% |
| |
- great toe - 2 phalanges
- 1 phalanx |
|
6%
3% |
| |
- any
other toe |
|
3% |
| 7. |
Total & permanent
loss of
- hearing in both ears
- hearing in one ear |
|
75%
20%
|
| 8. |
Total
& permanent loss of speech |
|
50% |
| 9. |
Third Degree Burn
(a) Head - Damage as a Percentage of Total Body Surface Area
|
|
|
|
| |
|
(i) |
equals to or greater than 2% but less
than 5% |
|
50% |
|
| |
|
(ii) |
equals to or greater than 5% but less
than 8% |
|
75% |
|
| |
|
(iii) |
equals to or greater than
8% |
|
100% |
|
| |
(b) Body - Damage as a
Percentage of Total Body Surface Area equals to or greater than 10%
but less than 15% |
|
50% |
|